Skip to Content


Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

I would like to thank Lucresha Chris rose she came through with a loan I thought it couldn’t happen ! From the moment I first talked with her she gave me a great Positive feeling! Working with her Has Been a great experience not to mention She is very kind and understanding ... READ MORE Andrew Pileri Andrew Pileri Engineering
I am a first time home buyer. After failing when applying for down payment assistance with 2 organizations and applying for a home loan at 3 other banks without success, I found Chris online. Others, either did not take me seriously and kept blowing me off. I had just about given up ... READ MORE Andrea Dupree
Chris was excellent and very patient. for a first time buyer she made a very stressful situation virtually stress free by explaining every different step and what was needed and the process behind it. I would recommend her over and over again... she earned my 5 stars gracefully Joeal Hotchkins Joeal Hotchkins
Chris handled our loan with such ease and professionalism. She made the whole process painless and stress-free. It was the best and easiest loan we have been a part of in our 20 years of loans. I am going to recommend Chris and her amazing staff to friends and family moving forward ... READ MORE Arturo Ramirez Arturo Ramirez
Working with Chris was by far the best decision I made in 2020. Maybe of my life. She took the time to help me achieve a life long dream & for that I can’t begin to express my profound gratitude. This woman knows what she’s doing & I highly recommend her for anyone ... READ MORE Evan Turner Evan Turner Service Sales Rep
Chris did an amazing job. I can’t thank her enough for everything she did for me in get my loan taken care of. Especially with all the calls from questions to just about anything. I will be recommending her to my family and friends. Donald Sinclair Donald Sinclair Convenience store manager
Chris and I have worked together for nearly 10 years! She always delivers competent, timely, and professional mortgage services. She is my preferred mortgage lender! Teresa Story Realtor
She made the Impossible!! POSSIBLE. I recommend her expertise. Michele Sturgeon
Lucresha went above and beyond to insure that this process was as smooth as possible. She answered all of my many questions and remained patient with me. I appreciate all of her hard work and look forward to working with her again in the future. Crystal Rowe Crystal Rowe Senior Account Specialist
I would highly recommend Lucresha Chris Rose for your mortgage needs. This is my second time working with her and she is very efficient and very knowledgeable. She was able to guide me thru my refi and made it a very easy and a smooth process. All of my questions and concerns where ... READ MORE Aisha Johnson
One of the most stressfully things about the escrow process is not knowing what is going on. Chris will solve that issue. She will make sure you are aware of every step throughout. You want communication, go with Chris! Tony Rodriguez
Chris was very upfront and called to make sure everything was fine. Ronnie Jones Satisfied Customer
Amazing person! Vanesa Hernandez Saucedo MA
Lucresha “aka Chris” was so efficient and professional throughout the whole process! What was really impressive was her responsiveness to all my questions and concerns! As a first time home buyer, I woke up each day with a lot of questions on my mind and she was so patient ... READ MORE Franchesca Santiago Franchesca Santiago Property Manager/Business Owner
Yes Chris Rose did an excellent job in processing our loan in amenable time we appreciate all she did getting our lawn close without any headaches we love her . Michael Tyrrell Michael Tyrrell Mr
Chris outstanding person enjoy working with her. made everything easy, answer all my question clearly and I when I call her she return my call in a timely manner. thank you Chris . Very reliable ,recommend her any day marvin l jackson retire
Chris was amazing. She worked tirelessly to meet my refinance needs. She definitely went the extra mile to make sure that I understood every step of the refinance process which can be challenging at times. I highly recommend her to anybody!! Shaun Redd Quality Assurance Analyst
This is my second time working with Lucresha Chris Rose and both times were a pleasure. She always returns calls. She is very professional in her work and she is honest. She listens to concerns and offers good advice. I will continue working with her in the future and will also ... READ MORE Michelle Washington
Chris was absolutely amazing. She made my home buying process go by so fast. She is always available to answer any questions I may have. Very professional. Thanks again :) Kelsee Drew Director of Adoptions
She is truly the best Andrew Rodriguez Handy man
I recommend Mrs. Chris Rose as a loan officer. She fought for me in the purchase of my new home by searching for the best interest rate for me; following up on calls, and she was even there for the closing of my home. Mrs. Rose made herself available for any questions that I had (and I ... READ MORE Tracy M. Byrd Tracy M. Byrd New Homeowner
We would and will highly recommend LuCresha Rose to anyone that needs a refinance on their home ore property. She works swiftly, efficient , and kindly getting your loan approved as quickly as possible. LuCresha treats you with respect and explain the paper work process as she works ... READ MORE Woodroe and Belinda Wilson Retired
She provided excellent customer service. She was extremely knowledgeable, professional at all times while providing great follow through. Annette Landry Washington Retiree
Chris was absolutely amazing while helping me through my home buying process. She was prompt and made this experience one of the easiest and smoothest, even though I didn't always make it easy for her 😁 I would definitely recommend Chris if you're looking for a ... READ MORE Ramona Ward Elementary School Office Manager
I highly recommend Chris Rose for any mortgage, refinance, home equity loan you are in need of. My experience with Chris in obtaining my financing requirements has meet and exceeded my expectations. She is a highly motivated, professional and a trusting person. Shes always makes ... READ MORE George Keyes George Keyes Business Owner Start-Up
Lucresha ( she goes by Chris) did a fantastic job for us. She kept us informed throughout the entire loan process. She even got us a better interest rate than we had bargained for. I would recommend her highly. Dennis Walker Retired
Chris was amazing throughout the whole process of purchasing our first home. She was consistent with answering all of our questions at all times. Very professional. I would highly recommend her! Jeffrey Talavera
Chris made things run smoothly and quickly for us. She explained things clearly and answered every question we had regardless of the time zone difference. She made herself available to us no matter what. Her commitment and dedication to help us buy our second home was outstanding and ... READ MORE James & Dee Goard James & Dee Goard Aloha from Hawaii...
CHRIS very help full friendly and knowable. I would recommend her to all my clients, as I do. JAMES TERRELL BROKER /OWNER
Rose was recommended by my realtor. I wasn’t sure at first but as we began to work together I realized hoe efficient and thorough she was. I am thankful to have had her to work on getting my project done. I’ll recommend her to anyone. Reverend Sam Roberson, Pastor/Teacher Sam Roberson Sam Roberson Pastor
What can I say about Chris?! Chris was absolutely amazing! I already knew exactly where I wanted to live & what kind of house I wanted. In one day I found the house I wanted, called my realtor that day & made an offer......prior to that Chris had already started processing my ... READ MORE Janice Denise Duncan Pay Data Specialist
We enjoyed working with Chris. She was nice and completed our loan in a timely manner. Nancy Leary Retired
She did a very excellent job and I was well pleased with it Anonymous
I am very proud with the job she did, and she’s very professional and knows her stuff. In every moment she made us feel comfortable, and she brought the hope we were looking for. I also thank god for putting her in our path.🙏🏼 She is amazing 👍🏻 Merari Amaya Merari Amaya Merari Amaya
She is nice personality and she did excellent jobs for me. And she helps and explains a lot of information to me, very knowledgeable and informative. Pranee Buyer
She did a great job Candace Swift QA Auditor
Ms Chris surpass any words in a dictionary, In all our dealing with real estate, we have Never had a person so on point with everything, all thumbs, fingers, toes. Goes up! Excellent! ! Ardis & Vineta Fair
Hear ye hear ye, To all whom would like to know, Miss rose is the most competent, patient and skilled escrow agent that you could work with. She is not a crook nor is she non patient. She goes out of her way to help you and it is not just for a commission. It is because she is ... READ MORE janet taylor former sales person and current nurse
Ms. Rose was outstanding!! She got our loan in lest than 4 weeks. She was very professional and knowledgeable. She answered all our questions and kept us confident that she would deliver. I have been raving to all my friends and relatives about her ability to come thru. I wish I had ... READ MORE Sylvester Mitchell Client for refinancing home loan
Excellent service, I always felt she was right there when I needed her. This was my first home purchase so it was a little uneasy but Lucresha really really made this an easy process. So grateful for her! Highly recommend Chelsea Gonzales 1st Time Home Buyer
It was a long journey, at times I wanted to give up, but Chris reassuring me that finding my dream home would take a five star rating she deserves...When I found my dream home , she worked her magic... Thank you Chris carolyn turner new home owner
I must say that Chris gets the job done, and in no time at all. Chris was able to close within 30 days and I was so excited. Throughout the process, no matter how worried or discouraged I was, Chris reminded me that she was my loan officer and her job was not to worry as I did, but to ... READ MORE Shenakwa H. Nurse Practitioner
I am greatly thankful for what Chris Rose did for me, she propelled my dream of becoming a homeowner into a reality. There was times when I felt uncertain about the process, but she was always there to remind that she wants me to succeed. She provided me with options and thoroughly ... READ MORE Raul Garcia Raul Garcia Representative
Ms. Chris is amazing!!! She held our hand and assured us of a great turnout throughout our entire process. She helped us find a suitable loan program as well as guided us through all the necessary steps and requirements to successfully close in a timely fashion! We are elated over our ... READ MORE Katherine Lapp New homeowner
Chris did an excellent job and played a huge part in the successful purchase of our new home. Bruce Walker Senior Admissions Advisor
She was extremely diligent and patient with me through the entire process which really helped me a lot. So for that I'm both appreciative and thankful to have had her to work with. She does, and will go above and beyond for you. 😉 Antoinette M. Davis
Chris is an outstanding loan officer. We work together on a recent transaction where other loan officers essentially wrote my client off. Chris has the patience, the expertise and the compassion, to investigate the history and pull out the necessary information to get the job done. I ... READ MORE Willis Hill Realtor
Lucresha Rose......SIMPLY THE BEST.... She kept to the deadline,delivered as promised,and got the job done. She is the best and most honest loan officers that I encountered throughout my home buying processa .... Trence mayhan Client
Chris did an amazing job of making my dream of being a homeowner come true. Not only was she my lender, she was my therapist when I became frustrated and wanted to give up. She talked me off the ledge and redirected to the overall goal which was "finding the right house for ... READ MORE Katina Sanders Family Service Specialist
I had the pleasure of having Chris Rose as not only my Loan Officer, but a counselor and a listening friend. She walked me through every step of buying my 1st home. I was very scared and nervous to embark on a huge responsibility of buying a home by myself. But to have an experienced ... READ MORE Tremena L West
When all others failed, Chris came through! I had gone to several others places to obtain a mortgage and no one could help me. Chris helped me to make my new home a reality. She always answered my questions in a timely fashion, made challenging situations into easy solutions, and made ... READ MORE Dr. Brian K. Farias Band Director-Brinley Middle School

Let's accomplish more together.

Get in touch

Back to top